Please carefully read these conditions before attempting to use our website. By accessing our website, you are agreeing to be bound by our conditions set out below. If you do not agree to be bound by our conditions, please do not continue to access our website.
Using the website
We are the owner or the licensee of all intellectual property rights in the website and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved. No material may be reproduced in any format and in any circumstances without our prior written consent.
Users may access and download the contents of these pages and store a copy on a temporary basis for the sole purpose of viewing the pages. Permanent storage, copying or re-distribution of these pages is prohibited.
We encourage appropriate links to our website with prior permission from the web administrator (contact: firstname.lastname@example.org). Any link must not damage our reputation or take advantage of it and must not suggest any form of association, approval or endorsement on our part where none exists.
Reliance on our website
This website contains general information based on English law and, although we try to ensure that the content is accurate and up-to-date, no representation or warranty, express or implied, is made as to its accuracy or completeness and therefore the information on this website should not be relied upon. Users should always seek appropriate legal advice from a suitably qualified lawyer before taking, or refraining from taking, any action. The contents of this website should not be construed as legal or other professional advice.
To the extent permitted by law, we disclaim liability for any loss (however caused) arising directly or indirectly from reliance on the information on this website. Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence or for fraud.
If any part of these terms is found to be illegal, invalid or otherwise unenforceable by a court or regulator, then where required that part shall be either deleted from these terms and the remaining parts will continue to be enforceable or validly modified to give effect to our respective intentions.
The English courts will have exclusive jurisdiction over any claim relating to the use of our website although we reserve the right to bring proceedings against you for breach of these terms in your country of residence or any other relevant country. Any dispute or claim shall be governed by and construed in accordance with the law of England and Wales.
The website may contain links to the websites of third parties. If you follow a link to any of these websites, please note that these websites are subject to their own privacy policies and we do not accept any responsibility or liability for these policies or their use of your personal information. Please check these policies before you submit any personal data to these websites.
Please be aware that this policy may change from time to time and that such modifications are effective immediately, from the time they are included on our website.
Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site.
To find out more about cookies, including how to see which cookies have been set and how to manage and delete them, visit www.allaboutcookies.org
To opt out of being tracked by Google Analytics across all websites visit https://tools.google.com/dlpage/gaoptout
Use of information
When you use the website you may provide us with personal information, such as your name and email address, in order for you to request a service (e.g. brochure request).
If you choose to provide us with information about yourself then you agree that we may use this information to contact you by methods such as post or email, or we may send you bulletins which we believe may be relevant to you. We will not pass any of this information on to any third party organisation.
You may opt-out by emailing us at any time at email@example.com inserting ‘UNSUBSCRIBE’ as the subject or when checking certain boxes on the forms which we use to collect your personal information.
Please note that all the information you provide to us will be stored and processed in the United Kingdom.
The internet is not a secure medium and we do not accept any responsibility for any harm or damage incurred as a result of sending personal information to us over the internet or if we send such information the same way at your request.
How to complain
We hope that you never have cause to complain about our service or about your bill. If problems do arise we will work with you to resolve them informally and quickly. If for any reason this is not possible please contact our Compliance Officer, in writing by email to firstname.lastname@example.org
In the unlikely event that we are unable to resolve your issues you have the right to seek redress from digital ombudmans/website ombudman etc who can be contacted at http://www.ombudsman-services.org/
We are committed to complying with all data protection legislation in force in England and Wales. We have registered with and notified the Information Commissioner of our practice affecting personal data. For the purposes of the Data Protection Act 1998, the Data Controller is Ben Guy and our registration number is: Z9181272
You are entitled to request a copy of any personal data and information held by us, providing such request is made in writing. Please note that we reserve the right to charge the statutory fee for providing this information.
If you believe that any personal information we are holding about you is either incomplete or incorrect please contact us in order that we may rectify any such data. Any information then found to be incorrect will be promptly corrected.
Sharing of information
We will not disclose any of your personal information to a third party without your consent, unless we believe in good faith that the law requires it or that our rights or property need to be protected.
Terms of Business
If you choose to use our services as a credit broker, our Terms of Business will apply. A copy of these is available on request, please email email@example.com
If you have any questions or concerns about material which appears on the website, please contact: firstname.lastname@example.org